Housing Help

Thank you for your interest in becoming a Habitat homeowner. We believe that everyone should have a safe, affordable place to call home. To carry out our vision, we partner with individuals and families from application through construction, to when the keys are handed over.

By working with us from beginning to end, we can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance and upkeep of homes, and much more.

Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. This helps to ensure the long-term success of Habitat homeowners.

How to qualify for a Habitat home

Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment. For us, it is one answer to a critical need, and we believe that stronger homes will create stronger communities. Applicants must meet five basic criteria:

  • Prospective Habitat homeowners must demonstrate a need for safe, affordable housing.
  • Once selected, Habitat homeowners must partner with us throughout the process. This partnership includes performing 500 hours of sweat equity, helping on the construction site to build their own home. Sweat equity can also include volunteering in our store or office.
  • Homeowners must also be able and willing to pay an affordable mortgage. Mortgage payments are cycled back into the community to help build additional Habitat houses.
  • Home partner applicants must have lived or worked in Snohomish County for at least one year 
  • Eligible home partners are within 20-80 percent of the area median income outlined by the Snohomish County HUD guidlines.

How to apply for a Habitat home

Habitat’s homeowner selection is managed by our Family Services Committee. Please use our online application

Can anyone apply to be a Habitat homeowner?

Yes. Habitat follows a nondiscriminatory policy of homebuyer selection. Neither race nor religion is a factor.