How to Apply

Thank you for your interest in becoming a Habitat homeowner. We believe everyone should have a safe, affordable place to call home. To carry out our vision we partner with individuals and families through every step of the process, from completing an application, through construction and after the keys are handed over.

By working with us from beginning to end, Habitat partner families prepare for the various responsibilities of homeownership. This includes education in personal finances, mortgages, home maitenance and more.

Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. This helps us ensure the long-term success of Habitat homeowners. 

How to qualify for a Habitat home

Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment. For us, it is one answer to a critical need, and we believe that stronger homes will create stronger communities. Applicants must meet five basic criteria:

  • Prospective Habitat homeowners must demonstrate a need for safe, affordable housing.

  • Once selected, Habitat homeowners must partner with us throughout the process. This partnership includes performing 500 hours of sweat equity, helping on the construction site to build their own home. Sweat equity can also include volunteering in our store or office.

  • Homeowners must also be able and willing to pay an affordable mortgage. Mortgage payments are cycled back into the community to help build additional Habitat houses.

  • Home partner applicants must have lived or worked in Snohomish County for at least one year.

  • Eligible home partners are within 30-80 percent of the area median income outlined by the Snohomish County HUD guidelines.

2019 HUD Income Guidelines (Click to Expand)

Family SizeMinimum Income (30% Area Median Income)Maximum Income (80% Area Median Income)
1 person$23,250$61,800
2 persons$26,600$70,600
3 persons$29,900$79,450
4 persons$33,200$88,250
5 persons$35,900$95,350
6 persons$38,550$102,400
7 persons$41,200$109,450
8 persons$43,850$116,500

How to apply for a Habitat home

Habitat’s homeowner selection is managed by our Family Services Committee. If you wish to apply for a Habitat home, you must attend a homeowner meeting, where home applications are provided. Homeowner meetings are scheduled when we begin a new home build; no meetings are currently scheduled. If you wish to receive emails about future homeowner meetings please complete our homeowner interest form. This form is not an application. 

Upcoming home builds

We plan to begin construction of four town homes in south Everett during fall 2020 (subject to change). Near the start of this project, we will begin the home application process by scheduling home owner meetings. If you wish to be notified when these meetings are scheduled, please fill out the homeowner interest form above. This form is not an application for homeownership. 

Can anyone apply to be a Habitat homeowner?

Yes. Habitat follows a nondiscriminatory policy of home buyer selection. Neither race nor religion is a factor.